Difference between revisions of "PresentValue Command"

From GeoGebra Manual
Jump to: navigation, search
m (Text replace - "" to "")
(command syntax: changed [ ] into ( ))
 
(One intermediate revision by one other user not shown)
Line 1: Line 1:
 
<noinclude>{{Manual Page|version=5.0}}</noinclude>{{command| financial}}
 
<noinclude>{{Manual Page|version=5.0}}</noinclude>{{command| financial}}
 
+
;PresentValue( <Rate>, <Number of Periods>, <Payment>, <Future Value (optional)>, <Type (optional)> )
;PresentValue[ <Rate>, <Number of Periods>, <Payment>, <Future Value (optional)>, <Type (optional)> ]
 
 
:Returns the total amount of payments of an investment.  
 
:Returns the total amount of payments of an investment.  
  
Line 10: Line 9:
 
*<b><Type (optional)></b> Indicates when payments are due. If you do not enter a value or you enter 0 the payment is due at the end of the period. If you enter 1 it is due at the beginning of the period.
 
*<b><Type (optional)></b> Indicates when payments are due. If you do not enter a value or you enter 0 the payment is due at the end of the period. If you enter 1 it is due at the beginning of the period.
  
:{{example| 1=<div><code><nowiki>PresentValue[ 12%/12, 4*12, -100, 5000, 0 ]</nowiki></code> yields a present value of 696.06. </div> <div><code><nowiki>PresentValue[ 12%/12, 4*12, -100, 5000, 1 ]</nowiki></code> yields a present value of 734.07. </div> {{note|1=Make sure that you are consistent about the units you use for <code><nowiki><Rate></nowiki></code> and <code><nowiki><Number of Periods></nowiki></code>. If you make monthly payments on a four-year loan at an annual interest rate of 12 percent, use 12%/12 for rate and 4*12 for number of payments.}}}}  
+
:{{example| 1=<div><code><nowiki>PresentValue(12%/12, 4*12, -100, 5000, 0)</nowiki></code> yields a present value of 696.06. </div> <div><code><nowiki>PresentValue(12%/12, 4*12, -100, 5000, 1)</nowiki></code> yields a present value of 734.07. </div> {{note|1=Make sure that you are consistent about the units you use for <code><nowiki><Rate></nowiki></code> and <code><nowiki><Number of Periods></nowiki></code>. If you make monthly payments on a four-year loan at an annual interest rate of 12 percent, use 12%/12 for rate and 4*12 for number of payments.}}}}  
 
{{note|1=For all arguments, cash paid out is represented by negative numbers and cash received by positive numbers.}}
 
{{note|1=For all arguments, cash paid out is represented by negative numbers and cash received by positive numbers.}}
  
 
{{note| 1=See also [[Payment Command|Payment]], [[Periods Command|Periods]], [[Rate Command|Rate]] and [[FutureValue Command|Future Value]] commands.}}
 
{{note| 1=See also [[Payment Command|Payment]], [[Periods Command|Periods]], [[Rate Command|Rate]] and [[FutureValue Command|Future Value]] commands.}}

Latest revision as of 10:54, 3 October 2017


PresentValue( <Rate>, <Number of Periods>, <Payment>, <Future Value (optional)>, <Type (optional)> )
Returns the total amount of payments of an investment.
  • <Rate> Interest rate per period.
  • <Number of Periods> Total number of payments for the loan.
  • <Payment> The amount paid in each period.
  • <Future Value (optional)> A cash balance you want to attain after the last payment. If you do not enter a future value, it is assumed to be 0.
  • <Type (optional)> Indicates when payments are due. If you do not enter a value or you enter 0 the payment is due at the end of the period. If you enter 1 it is due at the beginning of the period.
Example:
PresentValue(12%/12, 4*12, -100, 5000, 0) yields a present value of 696.06.
PresentValue(12%/12, 4*12, -100, 5000, 1) yields a present value of 734.07.
Note: Make sure that you are consistent about the units you use for <Rate> and <Number of Periods>. If you make monthly payments on a four-year loan at an annual interest rate of 12 percent, use 12%/12 for rate and 4*12 for number of payments.
Note: For all arguments, cash paid out is represented by negative numbers and cash received by positive numbers.
Note: See also Payment, Periods, Rate and Future Value commands.
© 2024 International GeoGebra Institute