# PresentValue Command

From GeoGebra Manual

- PresentValue[ <Rate>, <Number of Periods>, <Payment>, <Future Value (optional)>, <Type (optional)> ]
- Returns the total amount of payments of an investment.

**<Rate>**Interest rate per period.**<Number of Periods>**Total number of payments for the loan.**<Payment>**The amount paid in each period.**<Future Value (optional)>**A cash balance you want to attain after the last payment. If you do not enter a future value, it is assumed to be 0.**<Type (optional)>**Indicates when payments are due. If you do not enter a value or you enter 0 the payment is due at the end of the period. If you enter 1 it is due at the beginning of the period.

**Example:**`PresentValue[ 12%/12, 4*12, -100, 5000, 0 ]`

yields a present value of 696.06.`PresentValue[ 12%/12, 4*12, -100, 5000, 1 ]`

yields a present value of 734.07.**Note:**Make sure that you are consistent about the units you use for`<Rate>`

and`<Number of Periods>`

. If you make monthly payments on a four-year loan at an annual interest rate of 12 percent, use 12%/12 for rate and 4*12 for number of payments.

**Note:**For all arguments, cash paid out is represented by negative numbers and cash received by positive numbers.

**Note:**See also Payment, Periods, Rate and Future Value commands.